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- Benefit Accumulation Account
Save for the expected — or unexpected — and withdraw your funds at any time without penalty.
From saving for college to retirement (and everything in between), we have you covered.
BAA Returns
Is the Benefit Accumulation Account right for me?
What are benefits of the Benefit Accumulation Account (BAA)?
The BAA is a great after-tax savings tool for members who want complete portability and access to their funds at any time. The BAA allows you to withdraw funds penalty-free and has no income or age limit requirements. Your savings will grow based on a competitive, guaranteed base interest rate (currently at 3.0%, higher than many similar products), with the opportunity for even higher returns through Good Experience Credits.