Medical

Medical CoverageMajor Medical Coverage from Churchwide Healthcare

Welcome to Churchwide Healthcare (CWHC) coverage through the Christian Church Health Care Benefit Trust (CCHCBT). CCHCBT has contracted with Highmark Blue Cross Blue Shield (BCBS) to act as our claims administrator.

As our claims administrator, Highmark BCBS, provides us access to the Blue Card PPO Network of physicians and hospitals across the United States. No matter where you live in the United States, you can take advantage of the expansive provider networks and deep discounts arranged by the BCBS networks. Should you choose to use an out-of-network provider, please note that benefits will be paid at a lower percentage, and a separate deductible will apply.


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Overview
Benefits
Eligibility

Pension Fund offers three unique medical plan options:

Health Choice 500
Individual deductible of $500, with benefits payable at 80% thereafter.

Health Choice 1000
Individual deductible of $1,000, with benefits payable at 80% thereafter.

HSA Choice 2,500
A high deductible ($2,500) health plan that can be coupled with a health savings account either through Highmark’s preferred financial partner or your local bank/credit union. Benefits will be paid at 80% after the deductible is satisfied. If you are considering the HSA Choice 2500, prescription drugs are treated the same as an office visit and you will be required to pay the full cost of the prescription until the $2,500 deductible is met. Benefits continue to be paid at 80% until you reach an out pocket maximum.

Preventive Services
We follow the Preventive Services Guidelines as provided by the Department of Health and Human Services. Services on this list are covered at 100% and are not subject to the deductible. This guideline provides coverage for child visits and immunizations as well as annual well visits for adults.

 

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